Get Reviews On Mutual Funds Stock And Investment Banker

A mutual fund is a professionally managed type of collective investment scheme that pools money from many investors and invests it in stocks, bonds, short-term money market instruments, and/or other securities. Investing in mutual funds tends to lower the risk factor because they are the result of diverse investments. In order to get the most out of your returns, without paying a high fee, you need to be aware of the different classes of mutual fund stocks and their advantages and disadvantages. Mutual fund classes show the type of stocks covered under each mutual fund. The most common mutual fund classes are A, B, and C. Class A stocks attract lower 12b-1 fees and investing in such stocks makes you eligible to receive discounts. These types of stocks are considered the best to keep your investments for two or more years. Second type of mutual funds stock includes class B stocks which are characterized by their contingent deferred sales charge. Generally, they are suitable for the investors who have limited resources and are looking for long term investments. Small investors prefer these types of stocks because they are not required to pay front-end fees and the deferred sales charge keeps reducing.

Third type is class C stocks which are beneficial for those who are planning to redeem the stocks within a short span of time. This type of stocks is preferred sometimes as you don’t need to pay the front-end fees. However, there are some disadvantages of this type of stocks such as higher MER, zero discounts, lack of provision for automatic conversions and compulsory back-end load etc. Mutual fund companies often charge a higher fee when you opt to invest in high risk high return stocks. So, before investing in any type of stocks, be aware of all these factors. The analysis of the benefits and drawbacks of each class of stocks will help you to select the most appropriate investment option, based on your specific needs and preferences.

Investment Banking is one of the most competitive areas in the banking industry. Many investment banks seek to recruit candidates who are with top results from top universities or business schools. An investment banker has a wide scope for bright career in this field and you get best results in terms of handsome salaries. This is a responsible job, which needs hard work, long working hours, stamina, excellent analytical abilities, good communication skills, aptitude for numbers. Investment banking is composed of different sectors and selection of one of them depends on the interests and capabilities of an investment banker. One of them is corporate finance which includes debt and equity capital, appropriate capital structure, mergers and acquisitions etc. Second is Sales and Trading which needs fast thinking and decision making, good communication skills etc. In this sector, one has to inform the clients about the opinion of the bank on certain assets and markets. Additionally, employees working in the sales and trading department in investment bank need to have a complete understanding of the research produced by their company.

Third one is Research sector in which employees provide information to their clients about up-to-date reports on certain areas of interest. Analysts in the research department specialize in a specific business sector or area, thereby developing reports that can be safely distributed to clients. For entry level investment bankers, a position as a financial consultant is a good way to get board on-the-job training with an investment firm. Typically, entry level investment bankers have to work hard and spend long hours acquiring new clients. So, if you have a great amount of drive, determination and stamina, a career in investment banking could prove to be very lucrative, exciting and rewarding.